(808) 518-3636 info@makaimortgage.com
Makai Mortgage | Hawaii Home Financing

Refinancing Your Hawaii Home, Condo, and Land Loans with Makai Mortgage

Makai Mortgage can help you refinance into a better rate or lower payments, access your home’s cash equity to make home improvements, consolidate debt, or pay for an education. Makai offers several refinancing options sure to suit your needs. We offer many Hawaii mortgage loan programs:

  • FHA
  • VA
  • Conventional
  • Portfolio
  • Jumbo
  • Arm
  • Condotel
  • Land
  • Non-QM / Alt-Doc
  • Bank Statement
  • Debt Service Coverage Ratio (DSCR)
  • Asset Depletion
  • No Ratio
  • Hard Money

Makai also specializes in Hawaii FHA and VA Streamlined Refinances on Maui, Oahu, Kauai and the Big Island

Hawaii FHA Streamline Refinance

The Hawaii FHA Streamline Refinance allows you to reduce the interest rate on your current FHA home loan without requiring an appraisal. The amount of required documentation and paperwork is reduced, as well, to save you time and money

  • No income or employment verification
  • No credit check
  • No appraisal required – homes that are considered to be “underwater” can qualify!
  • Available on Oahu, Maui, the Big Island, and Kauai.

Hawaii VA Streamline Refinance Program

To qualify for this program, you must have an existing VA loan. This VA-guaranteed loan replaces the existing loan with a new VA loan at a lower rate.

  • No Income or Employment Verification
  • No credit check
  • No appraisal required – homes that are considered to be “underwater” can qualify!

 

Please call or email with any questions: 808-516-3636 or info@makaimortage.com

Apply online today!