Loan Options
Makai Mortgage offers a variety of personalized loan options to meet your individual needs. Some of our most popular loan products include:
Federal Housing Administration (FHA) Loan
- Low down payment
- Flexible underwriting
Veteran Affairs (VA) Loan
- Zero down
Conventional Loan
- Loan amounts up to $970,800
- First time home buyer 3% minimum down
- Minimum 5% down for primary and second home
Portfolio Loan
- Jumbo
- Adjustable-rate mortgage (ARM)
- Condotel
- Land
Non-Qualifying Mortgage / Alt-Doc
- Bank statement
- Debt service coverage ratio (DSCR)
- Asset depletion
- No ratio
Hard Money
- No document underwriting
- Quick closing
To find out what loan product will be the best fit for you, call us at 808-518-3636, send us an email, or apply now!