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Current Mortgage Rates Hawaii

Current Hawaii Mortgage Rates

Makai Mortgage stands by our commitment to offer some of the most competitive mortgage interest rates in Hawaii. Whether you are buying your first home, looking to refinance, or are an investor seeking to maximize your return, our experienced team offers a wide variety of financing products for your individual real estate needs. 

Current rates as of September 12th, 2022

Type Rates Points APR
Conforming 30 yr. fixed 5.625% 1.220% 5.815%
Jumbo 30 yr. fixed 5.25% 1.500% 5.462%
10/6 ARM 4.750% 1.250% 5.060%

 

Condotel current rates as of September 12th, 2022

Type Rates Points APR
Portfolio 30 yr. fixed 6.375% 1.250% 6.577%
Portfolio Jumbo 30 yr. fixed 5.625% 1.250% 5.820%
Portfolio 10/6 ARM 5.125% 1.500% 5.335%

 

To learn more or to get started on your application process, please contact one of our Mortgage Loan Originators.  

Rates as of 09/12/2022 and can change without notice. Rate is based on 45-day lock for purchase transaction. Condotel loans: Includes a 60-day lock/ Add .375% for investor loans.

1. 20% down / lower down payment options available

2. Maximum loan amount $970,800

3. Conforming rates are based on a $800,000 loan amount with 20% down.

4. Jumbo loan amounts from $970,801

5. Jumbo rates are based on a $1,000,000 loan amount with 20% down

6. Rate quote is based on a minimum FICO of 740

7. Lower FICO scores eligible with a higher rate

8. Condotel down payments options starting at 20% for a primary residence and a second home and 30% for investors  

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Your actual rate, payment, terms, and costs could be different. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.