Buying a Home in the county of Maui, Kauai, Hawaii (Big Island,) or Honolulu (Oahu). We have loan officers standing by to assist with your next Hawaii home purchase.
Why Makai Mortgage?
Makai Mortgage is consistently recommended by some of Hawaii’s top real estate agents for our commitment to customer service excellence and our wide offering of loan programs.
- Has the resources to find the Most Advantageous Deal on all the islands.
- Has flexibility and the expertise to meet your unique mortgage needs.
- Saves you time!
- Saves you money – no hidden costs!
- Delivers personalized service.
- Deep understanding of Hawaii real estate
Makai Mortgage Loan Programs
Federal Housing Administration (FHA) Loan
- Low down payment
- Flexible underwriting
Veteran Affairs (VA) Loan
- Zero down
- Loan amounts up to $970,800
- First time home buyer 3% minimum down
- Minimum 5% down for primary and second home
- Adjustable-rate mortgage (ARM)
Non-Qualifying Mortgage / Alt-Doc
- Bank statement
- Debt service coverage ratio (DSCR)
- Asset depletion
- No ratio
- No document underwriting
- Quick closing